Insurance, Payment, and Refunds — What to Check Before You Book

U.S. Medicare generally does not cover care received outside the United States, with only narrow exceptions. Most private U.S. health plans are similarly limited or exclude overseas care entirely. Don't assume your regular coverage extends to a Korean clinic — call your insurer and ask specifically about outpatient treatment received abroad before you book anything.

Standalone travel medical insurance is a separate product from your regular health plan, and it's the more realistic way to have some coverage for this kind of trip. If you buy one, check specifically whether it covers pre-planned/elective checkups and procedures, not just emergencies — many travel policies only cover the latter.

Prices shown on this site are drawn from official Korean pricing data (government fee schedules for covered procedures, and clinics' own legally-required public price disclosures for non-covered items) — not a quote from us, and not a price we collect payment for. You pay the clinic directly, in person, using whatever methods that specific clinic accepts. Confirm accepted payment methods (cash, international card, etc.) with the clinic before your visit.

Because payment happens directly with the clinic, cancellation and refund terms are whatever that clinic's own policy is — ask before you book, ideally in writing, especially if you're arranging this from overseas and can't easily follow up in person.